Personal Accident & Travel

Arma’s Consumer Division offers tailor-made Personal Accident and Corporate Travel insurance solutions across a broad spectrum of segments, from simple Employer-Employee programs, Affinity Groups and Individuals to Corporate travellers visiting, or on assignment in high risk territories. We can work with you to enhance your existing products and/or create new ones across an array of distribution platforms.

Our range of coverage and benefits include the following:
  • 24 hour worldwide coverage
  • Evacuation and repatriation even from high risk territories
  • Lump sum payment in case of accidental death or permanent disability
  • Extensive partial disability coverage ranging from the smallest disability to life-threatening ones
  • Additional benefits in case of an accident, including coverage for children and family members
  • Accidental medical expenses, accident hospital income up to 365 days
  • Weekly indemnity (temporary total/partial disability) up to 104 weeks
  • All coverage can extend to employees travelling to high risk countries
  • Corporate or Group travel
  • Global assistance services
Territorial Scope:

Focusing on clients based in the Middle East and North Africa Region
Worldwide coverage

Prasad Fernando

Senior Partner – Consumer Lines
prasad.fernando@armauw.com
M: + 971 (0)56 4048 777
T: + 971 4220 3890
Biography >

High Net Worth

Arma’s Consumer Division offers tailor-made reinsurance solutions dedicated to the High Net Worth segment covering individuals and their families with specialist products tailored to their lifestyle and insurance needs. We focus on unique, world class coverages, working with you to enhance your product suite whilst creating a complete solution to your existing client base, or establishing an entirely new and exclusive segment of growth that will stand out in the market.

Our range of products and benefits include:
  • High Value Household local and globally
  • Personal effects
  • Fine Art
  • Jewellery
  • Collectables
  • Classic Cars
Territorial Scope:

Worldwide Territorial Limits

Prasad Fernando

Senior Partner – Consumer Lines
prasad.fernando@armauw.com
M: + 971 (0)56 4048 777
T: + 971 4220 3890
Biography >

High Value Motor

Arma’s Consumer Division offers tailor-made reinsurance solutions designed specifically for high value vehicles. We understand that special vehicles require the coverage to match. We leverage our in-house pricing framework and local expertise to tailor bespoke products both on an individual risk basis and on an entire portfolio.

Our solutions include the following products and coverages:
  • Loss and damage
  • Third party liability
  • Social and natural perils
  • 6/12 months waiver of vehicle depreciation
  • Off-road for 4×4 vehicles
  • Driver and passenger personal accident cover
  • Windscreen cover
  • Agency repair
  • GCC extension
Territorial Scope:

Focusing on the Middle East and North Africa Region

Prasad Fernando

Senior Partner – Consumer Lines
prasad.fernando@armauw.com
M: + 971 (0)56 4048 777
T: + 971 4220 3890
Biography >