Commercial Lines

We offer solutions across a spectrum of risks combined with high quality customer engagement.


Arma’s Property division provides solutions across a spectrum of risks, from low hazard industry segments such as retail, hospitality, real estate, telecoms and manufacturing to heavy industries such as aluminum, iron, steel, copper and the power industry. Our appetite and risk selection is driven by risk quality and customer engagement.

We offer traditional facultative (re)insurance and also have the flexibility to consider unique coverage structures for the larger or more complex risks in the region.

Our range of products within the Property Division include:
  • Property All Risks including Machinery Breakdown, Business Interruption
  • Political Violence and Terrorism
  • Strikes, Riots and Civil Commotion (SRCC)
  • Jeweller’s Block
Prabhat Singh

Senior Partner – Property
M: + 971 (0)56 4043 777
T: + 971 4220 3883
Biography >

Global Energy

Arma’s Energy division offers Property All Risks, Machinery Breakdown and Business Interruption covers for Oil and Gas entities involved in processing, distributing and refining of hydrocarbons.

These include:
  • Refineries
  • Petrochemical plants
  • Chemical plants
  • Fertiliser plants
  • Gas processing plants
  • Mid-stream / distribution / marketing companies
  • Tank farms / gas storages / LNG storages
  • Oil and Gas pipelines (onshore)
Territorial Scope:

Worldwide excluding USA, Canada and Japan

Sourav Dey

Senior Partner – Energy
M: + 971 (0)50 4532 582
T: + 971 4220 3885
Biography >


Arma’s Casualty division offers tailor made (re)insurance solutions across a broad spectrum of segments, from SMEs through to corporates and large construction projects. With local underwriting authority and expertise, we have the speed and coverage flexibility to provide niche solutions aligned to your clients’ needs.

Arma’s Professional Indemnity division offers reinsurance for Professionals in small to medium sized enterprises and specialized individuals. Our focus is outside of the financial services sector. We can assist with architects, engineers, general business consultants, IT professionals, education sector, sports & fitness trainers among many other miscellaneous professions.

Arma has the speed and flexibility to provide simple solutions aligned to your clients’ needs.

Our range of Liability classes extends to the following:
  • Public & Products Liability
  • General Third Party Liability
  • Professional Indemnity
  • Construction Liability (annual & project specific)
  • Energy Liability (onshore & offshore)
  • Workmen’s Compensation & Employers Liability
Our competitive advantages:
  • Backed by Lloyd’s Syndicates (S&P Financial Strength Rating of A+)
  • Capacity of up to USD 25 million which can be written on a Primary or Excess basis
  • Covering most industries and territorial scope extending to risks worldwide (excl. US/Canada domiciled)
Tyson Klose

Senior Partner – Liabilities
M: + 971 (0)56 4080 777
T: + 971 4220 3882
Biography >