• Property

    Arma’s Property division provides solutions across a spectrum of risks, from low hazard industry segments such as retail, hospitality, real estate, telecoms and manufacturing to heavy industries such as aluminum, iron, steel, copper and the power industry.  Our appetite and risk selection is driven by risk quality and customer engagement.

    We offer traditional facultative (re)insurance and also have the flexibility to consider unique coverage structures for the larger or more complex risks in the region.

    Our range of products within the Property Division include:

    • Property All Risks including Machinery Breakdown, Business Interruption
    • Political Violence and Terrorism
    • Strikes, Riots and Civil Commotion (SRCC)
    • Jeweller’s Block

    Our Expert


    Prabhat Singh
    Head of Property
    M: +971 (0)56 404 3777


  • Energy


    We offer insurance cover to the complete oil & gas value chain from upstream to downstream sectors.

    Upstream energy provides property damage, third party liability, control of well and business interruption cover for national oil companies, independent operators and drilling contractors involved in the exploration and production of oil and gas.

    Downstream energy offers property damage and business interruption cover to oil and gas operations, that include refineries, petrochemicals, gas processing, LNG operations, onshore pipelines or the transportation and storage of oil, gas and petrochemicals.

    Our Expert


    Sourav Dey
    Head of Energy
    M: +971 (0)50 4532 582
    L: +971 4220 3885


  • Casualty


    Arma’s Casualty division offers tailor made (re)insurance solutions across a broad spectrum of segments, from SMEs through to corporates and large construction projects. With local underwriting authority and expertise, we have the speed and coverage flexibility to provide niche solutions aligned to your clients’ needs.

    Our range of Casualty classes extends to the following:

    • Public & Products Liability
    • General Third Party Liability
    • Construction Liability (annual & project specific)
    • Energy Liability (onshore & offshore)
    • Workmen’s Compensation & Employers Liability

    Our competitive advantages:

    • Backed by Lloyd’s Syndicates (S&P Financial Strength Rating of A+)
    • Capacity of up to USD 25 million which can be written on a Primary or Excess basis
    • Covering most industries and territorial scope extending to risks worldwide (excl. US/Canada domiciled)

    Our Expert


    Tyson Klose
    Head of Liabilities
    M: +971 (0)56 408 0777


  • Personal Accident

    Backed by Lloyd’s syndicates (S&P financial strength rating of A+ (Strong)), Arma’s Consumer division offers tailor made Personal Accident reinsurance solutions across a broad spectrum of segments, from simple Employer-Employee Group PA to any other Affinity group and Individuals. With local underwriting authority and expertise, we have the speed and flexibility to provide niche products aligned to our clients’ needs.

    Our range of coverage and benefits include the following:

    • 24 hour worldwide coverage;
    • Lump sum payment in case of accidental death or permanent disability;
    • Extensive partial disability coverage ranging from the smallest disability to life-threatening ones;
    • Additional benefits in case of an accident, including coverage for children and family members;
    • Optional coverage to include accidental medical expenses, accident hospital income up to 365 days;
    • Weekly indemnity (temporary total/partial disability) up to 104 weeks.

    Our Expert


    Prasad Fernando
    Head of Consumer Lines
    M: +971 (0)56 404 8777


  • High Value Motor


    Our reinsurance solutions are designed specifically for high value vehicles. We understand that special vehicles require the coverage to match. We leverage in-house pricing expertise and local underwriting authority to tailor bespoke products.

    Our solutions include the following products and coverages:

    • Loss and damage;
    • Third party liability;
    • Social and natural perils;
    • 6/12 months waiver of vehicle depreciation;
    • Off-road for 4×4 vehicles;
    • Driver and passenger personal accident cover;
    • Windscreen cover;
    • Agency repair;
    • GCC extension.

    Our Expert


    Prasad Fernando
    Head of Consumer Lines
    M: +971 (0)56 404 8777